Commercial Real Estate Financing
Purchase or refinance office buildings, warehouses, retail spaces, and investment properties. From SBA 504 loans with 10% down to bridge loans that close in weeks — we connect you with the right lender for your deal.
Commercial Loan Programs
We offer multiple CRE loan structures to match your property type and investment strategy.
SBA 504 Loan
The gold standard for owner-occupied commercial real estate. Low down payment (as little as 10%), long terms up to 25 years, and below-market fixed rates on the SBA portion.
- 10% down payment for most borrowers
- Up to 90% loan-to-value
- Fixed rates on 40% SBA debenture portion
- Terms up to 25 years
- For owner-occupied properties
Conventional Commercial Mortgage
Traditional commercial real estate loans through banks, credit unions, and private lenders. Best for investment properties, mixed-use buildings, and borrowers who don't qualify for SBA programs.
- 20–30% typical down payment
- Loan terms 5–25 years (with amortization up to 30)
- Rates typically tied to SOFR or Treasury benchmarks
- Suitable for investment & owner-occupied
- Flexible property types accepted
Bridge Loan
Short-term financing to bridge the gap between purchase and permanent financing. Ideal for value-add acquisitions, lease-up scenarios, or when you need to close quickly.
- Close in as little as 2–3 weeks
- Terms typically 6–36 months
- Interest-only payments common
- Up to 75–80% LTV
- Refinance into permanent loan when stabilized
Construction Loan
Finance ground-up construction or major renovation of commercial properties. Draws are made as construction milestones are completed, and the loan converts to permanent financing upon completion.
- Covers land acquisition + construction costs
- Draw schedule tied to construction milestones
- Converts to permanent loan at completion
- 12–24 month typical construction period
- Works with SBA 504 or conventional perm loans
Property Types We Finance
From single-tenant offices to multi-property portfolios.
Why Finance Through Us?
Commercial real estate transactions are complex. We simplify the process by matching you with the right lender from our network of 50+ CRE lending partners — banks, credit unions, CMBS lenders, SBA-approved lenders, and private bridge lenders.
- Access to SBA 504, conventional, bridge, and construction programs
- Single application reviewed by multiple lenders simultaneously
- Dedicated CRE specialist guides you through the process
- Experience with complex deals: mixed-use, portfolios, ground leases
- No application fee to get started
- Nationwide coverage — we finance properties in all 50 states
CRE Loan Program Overview
Start Your CRE Loan Application
Tell us about your property and financing needs — a specialist will follow up within one business day.
Get Your Commercial Real Estate Quote
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